Privacy Policy for Participation in the Optional Premium Payment Plan

1. The granting of the optional plan is based on Section 53 of Book V of the Social Code (SGB V). Accordingly, health insurance plans determine the conditions under which insured persons are entitled to an optional plan. The bylaws of ZF BKK provide a further legal basis.

2. ZF BKK relies on the collection, storage, and use of social data to verify eligibility for an optional tariff. All of the insured person’s participation and billing data relevant to the commitment period are consolidated, stored, and used by authorized personnel on an insurance-specific basis.

3. All social data must be adequately protected. The existing provisions of Chapter 10 of SGB V regarding permitted data collection and use do not cover data processing in this context. The optional plan requires data collection, processing, and use that goes beyond these data protection regulations, which is generally possible and permitted. However, we need your consent for this. The collection and use of data is limited, however, to the data necessary for granting the premium. The reason for this deviation stems from the principle of the premium scheme itself. The collection and use of data serve to verify eligibility requirements and to bill the plan.

4. The insurance-related data stored consists of all information required for participation in the optional plan.

5. The data collected as part of the optional plan is cross-checked with other insurance-related data for plausibility.

6. By signing the declaration of participation, the insured persons consent to this storage and use of their data.

7. If the insured person does not provide consent, participation in the optional plan is not permitted.