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families

The well-being of your family is your top priority—and ours too. We offer special services even during pregnancy to ensure that you and your child receive the best possible care right from the start. And we continue to support your family afterwards with services that suit your lifestyle.

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Your advantages with ZF BKK

  • TOP service package for pregnancy: Up to €300 for pregnancy extras – we support you during this special time.
  • Health courses/trips: We cover 100% of the costs up to €200 per year for two health courses or one certified health trip.
  • Online offers for pregnancy: Take part in online offers such as keleya, Hallo Baby, or BabyCare free of charge and save up to €500.
  • Homeopathy: 100% coverage of costs for treatment by qualified doctors and for consultations at pharmacies.
  • Osteopathy: We cover 100% of the costs up to €240 per year.
  • Optional premium payment: Receive up to €350 per year back if you do not claim any benefits other than preventive medical checkups.
  • Health bonus: You receive a €10 bonus for every preventive measure or healthy activity – with no limit.
  • STARKE KIDS by BKK and BKK Family Plus: Premium benefits for babies, children, and adolescents
  • Baby bonus: You will receive a €50 bonus from us for preventive check-ups during pregnancy.

Discover all benefits

family insurance

One premium – protection for the whole family. With us, your family members are usually covered free of charge. And they can use all the same benefits as you – from preventive care to bonuses. Find out who can be covered and what conditions apply here:

Learn more

Become a member – step by step

Apply
Simply fill out our online membership application or let us advise you personally—by phone or at one of our offices. Once we receive your application, we will review it and issue your insurance certificate.

Upload photo
We require a current photo for your electronic health card. You can conveniently use our digital photo booth for this purpose.

Inform your employer
Inform your training company that you will be insured with ZF BKK in future. We will take care of everything else.