The best way starts here.

With us, you'll pick up speed - for a life full of energy and good decisions. We get your health moving - right from the start. Welcome to ZF BKK.

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Relaxed through family life.

Families are particularly close to our hearts. That's why we support you and your children with strong benefits for every phase of life - individually, reliably and far beyond the statutory requirements. With us, you are always well on your way.

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Kind und Eltern rennen am Stand mit Spielzeug Flugzeug

In the fast lane.

It's time for a change that pays off: With ZF BKK, you can pick up the pace - with top benefits, digital services and personal proximity. Get started now and simply become a member - your health travels better with us.

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News from ZF BKK

Krankenversicherung 17.08.2026

The Health Card for Ravensburg Towerstars Fans

A little fan love for every day: The ZF BKK health card featuring the Ravensburg Towerstars design. Learn more!

Krankenversicherung 28.07.2026

New Health Classes Starting This Fall: Get Started Now

Whether it's strength training, yoga, qigong, or smoking cessation: Our new health classes start in September. Check them out now!

Krankenversicherung 22.07.2026

Health Summer 2026 – Read it online now

The Summer 2026 issue of GESUNDHEIT is here—discover it now as an e-magazine and stay informed about health topics conveniently online.

Krankenversicherung 21.07.2026

Security and Responsibility in ZF BKK's Investment Activities

Recent media reports have raised questions about how contribution funds are managed. Learn about the principles ZF BKK follows to manage its…

Krankenversicherung 15.07.2026

30 € for your referral

Are you satisfied with ZF BKK? Then recommend us to others! We'll give you €30 for every new member.

Krankenversicherung 14.07.2026

Second Opinion for Eye Conditions

Would you like an independent second medical opinion regarding an eye condition or a recommended treatment?

Gruppenporträt Karriere Auszubildende der Generation Z in einem Profilbild

Krankenversicherung 06.07.2026

Start your apprenticeship with ZF BKK today

The start of your training is the right time to choose your health insurance plan.

Krankenversicherung 03.07.2026

Connect & Grow Continues to Grow – New Events Added to the Schedule

Connect & Grow is constantly evolving: Look forward to new events focused on health, exercise, and community—from family activities and expert…

Krankenversicherung 25.06.2026

New Health Services

Discover new on-demand courses and free online health resources for July 2026.

Krankenversicherung 22.06.2026

Prevention Day: A Little Break for Families

On July 8, we invite families to join us for games, physical activity, and health-related activities. In Friedrichshafen and online.

Krankenversicherung 12.03.2026

Top grade of 1.3 in health insurance test – ZF BKK honored once again

Top marks: ZF BKK has once again received a grade of 1.3 (“very good”) and ranks among Germany’s highest-rated health insurance providers.

Krankenversicherung 06.03.2026

Vaccinations at pharmacies – convenient and close by

Many pharmacies offer on-site vaccinations—quick, easy, and conveniently located to help you stay healthy in your daily life.

Krankenversicherung 12.02.2026

femfeel app for menopause

With femfeel, you can bring new energy into your everyday life—and boost your well-being during menopause with just 10 minutes a day.

Krankenversicherung 22.01.2026

New: Childbirth preparation classes now also available for close relatives

We are expanding our TOP service package for pregnancy.

Krankenversicherung 22.01.2026

School fruit for Ravensburg Community School

ZF BKK supports Ravensburg Community School with regional apples.

Krankenversicherung 18.12.2025

ZF BKK receives the grade "very good" in the health insurance test

ZF BKK is one of the best health insurance companies in Germany with a score of 1.3.

Krankenversicherung 03.12.2025

Stable in 2026: Our contribution rate remains unchanged

Good news for all ZF BKK policyholders: Our Board of Directors has decided to keep the supplementary contribution rate stable in 2026.

Mann mit Brille steht in der Küche und schaut fröhlich auf das Handy

Krankenversicherung 17.11.2025

Telephone availability extended

You can reach us from Monday to Friday from 7:00 am to 6:00 pm.

Krankenversicherung 10.11.2025

Our service for you: Online consultation

Let us guide you through the application process step by step—all from the comfort of your own home.

Krankenversicherung 05.11.2025

A sweet result of our apprentice project

Our trainees at ZF BKK have launched a very special project: BeeKK—our very own honey!

Krankenversicherung 29.10.2025

The new winter issue of GESUNDHEIT magazine is here

Your eAU and cost overview directly in the service app - find out more here in the new issue!

Krankenversicherung 25.08.2025

Now new: doctor's appointment service and medical hotline

From September 1, 2025, our policyholders will benefit from two new services that make everyday life easier.

Krankenversicherung 22.07.2025

Annual Report 2024: Securing stability, shaping the future

The challenges in the healthcare sector in 2024 were great - but as ZF BKK, we took responsibility together with our policyholders and made important…

Krankenversicherung 10.07.2025

Our new brand identity

For many years, we have been supporting our policyholders with reliability, heart and regional proximity. Our new brand identity is an important step…

Krankenversicherung 10.07.2025

The NAVI for your health: our new website

Over the last few months, we haven't just reworked a few pages. We have completely rethought our online presence. Our goal: a website that guides you…

Krankenversicherung 10.07.2025

Your health card remains valid

ZF BKK has a new look - but your health card remains the same. Even though our design has changed: Your previous card will of course remain valid. You…

Your health insurance always and everywhere with you

Life is on the move. All the better if your health insurance keeps up. With the ZF BKK Service App and the online office, we are at your side - digital, reliable and ready for every day.

Service App Online office