Vaccinations
When you get vaccinated, you’re taking responsibility—for yourself and for others. That’s because vaccinations are the most effective way to curb or completely stop infectious diseases. This protects children, older adults, and high-risk groups in particular. That’s why we cover the costs of all recommended vaccinations—including those for your next trip. In addition, we reward you with our Health Bonus for the vaccinations you’ve received.
Your Benefits
- Coverage for all recommended vaccinations
- Easy billing directly through your health card
- Receive a health bonus for every documented vaccination
- Reimbursement for recommended travel vaccinations up to €250 per year
HPV vaccination with no age limit
We reimburse 100% of the costs for HPV vaccinations—regardless of age.
To receive reimbursement, please submit a detailed invoice and the doctor’s prescription to us—the easiest way is digitally via your online member portal or the ZF BKK Service app.
Recommended Vaccinations in Germany
You can receive the following vaccinations recommended by STIKO free of charge. The cost is billed directly through your electronic health card—without any additional effort or paperwork.
| Vaccination | Recommendation |
| Diphtheria | Generally recommended. Vaccination series begins at 2 months of age. |
| TBE (Tick-borne Encephalitis) | Recommended for people in high-risk areas. |
| Flu (Influenza) | Recommended for everyone aged 60 and older or at high risk. We cover the cost of the vaccine for everyone—regardless of age. |
| Haemophilus influenzae Type B | Recommended starting at 2 months of age. |
| Hepatitis A | For certain groups of people (e.g., those with liver disease). |
| Hepatitis B | For children 2 months and older and certain at-risk groups. |
| Shingles | Recommended for people 60 years of age and older. For people 50 years of age and older with certain pre-existing conditions. |
| HPV | For girls and boys ages 9 to 14. Catching up on the vaccination is recommendedfor ages 15 to 17. |
| Whooping Cough (Pertussis) | Starting at 2 months of age. Also recommended for women planning to become pregnant. A single dose for adults, administered together with tetanus and diphtheria. |
| Polio | Starting at 2 months of age. A booster dose is recommended if the primary vaccination series is incomplete. |
| Measles | For children 11 months and older; mandatory for certain groups of people. |
| Meningococcal C | At 12 months of age and for those at health risk. |
| Mumps | Recommended starting at 11 months of age. |
| Pneumococcal | Starting at 2 months of age, as well as for people over 60 or those at high risk. |
| Rubella | For children 11 months and older and for women planning to become pregnant. |
| Rotavirus | Available starting at 6 weeks of age. |
| Tetanus | Generally recommended. Vaccination begins at 2 months of age. |
| Rabies | For individuals at increased risk of exposure. Only for occupational reasons; therefore, not covered by statutory health insurance. |
| Chickenpox (Varicella) | For children between 11 and 14 months of age, unvaccinated 9–17-year-olds who have not had the disease, and certain at-risk groups (e.g., women planning to become pregnant). |
Vaccinations for Your Vacation Trip
Stay well-protected even when traveling: We’ll reimburse you up to 250 € per year for all travel vaccinations recommended by STIKO.
We also subsidize malaria prophylaxis by 50%, up to a maximum of 25 €.
Here’s how the reimbursement works:
- Have your doctor prescribe the vaccination
- Submit the invoice and prescription—preferably directly via your ZF BKK Service App
- Receive your reimbursement
Good to Know
There are specific legal requirements regarding measles—for example, for employees in the healthcare sector, in education, or in group housing facilities.
Under the Measles Protection Act, certain groups of people have been required to provide proof of measles protection since March 1, 2020. These include, among others:
- All individuals born after December 31, 1970, who are receiving care in a communal facility. This also applies to individuals who have been in a children’s home for at least 4 weeks or who are housed in a refugee shelter.
- People who work in healthcare facilities such as hospitals and doctors’ offices, or in group care facilities or shared housing.
- Children attending preschool or school.
Submit a detailed invoice with a doctor's prescription via the online portal or the ZF BKK Service app. Please also specify your travel destination.
The Center for Travel Medicine provides a daily updated overview.
