Maternity benefit - safely through a special time

Financial security is particularly important around the birth of a child. So that you can concentrate fully on your health and your child, we provide you with reliable protection with maternity benefit - individually, regulated by law and without detours.

Junge Frau und ihr neugeborenes Baby zu Hause

Who receives maternity benefit?

If you are working at the start of the maternity protection period - i.e. 6 weeks before the birth - we will pay you maternity benefit of up to €13 per calendar day. If your net pay is higher than this, your employer will pay the difference as a supplement.

Even if you are not in a traditional employment relationship, you may be entitled to maternity benefit:

Unemployed women receive maternity benefit in the amount of their unemployment benefit.
Women who are entitled to sickness benefit, e.g. self-employed or voluntarily insured, receive maternity benefit in the amount of their sickness benefit.
Women in marginal employment who are covered by family insurance can apply for maternity benefit from the Federal Social Security Office - up to €210(overview - www.bundesamtsozialesicherung.de ).

How long is maternity benefit paid?

6 weeks before the birth
8 weeks after the birth
12 weeks after birth in the case of premature births, multiple births or children with disabilities
If you give birth prematurely, your entitlement is extended by the shortened period before the birth.

You are always entitled to a total maternity benefit period of at least 14 weeks.

Contributions to unemployment insurance

You remain covered by social security while you are receiving maternity benefit. The period is deemed to be subject to compulsory unemployment insurance - we will pay the contributions for you from the maternity benefit paid.

What do we need from you?

Before the birth

Have your doctor's surgery or midwife issue you with a certificate confirming the presumed date of delivery. Complete your personal details and submit the document to us.

We take care of it

Once we have received your documents, we will coordinate directly with your employer and calculate the amount of your maternity benefit. The money will be transferred to your account as quickly as possible.

After the birth

Please submit the original birth certificate of your child to us. In the case of premature or multiple births, a free medical certificate is sufficient - this supplements the entitlement to the extended payment period.

For parental allowance applications

We will automatically send you your proof of maternity benefit paid - you will need it to apply for parental allowance.

Simply apply digitally

Use our online office to apply for your maternity benefit quickly, securely and conveniently - around the clock.

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